How to Shop for a Mortgage
A home is one of the most significant purchases most people will ever make. The process is filled with decisions-selecting the right neighborhood, finding the right floor plan, and choosing the right financing. Just as a professional real estate agent can help you narrow down your home choices, a skilled mortgage loan officer can help find the right loan for your personal needs.
Make sure your loan officer has your best interests in mind.
- Do they ask about your goals, in terms of time frames, acceptance of risk, etc?
- Are you being listened to, or is the loan officer presenting his or her preferred products?
- Are you being given choices in interest interest rates and fees rather than a "one-size-fits-all"…
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